Why is Health Insurance Important in our Lives?

In today’s world, taking care of your  Health and  finances is  essential. Health insurance plays a vital role in protecting both. In this article, we will discuss the benefits of health insurance and why you should consider PRUHealth in Myanmar.


Firstly, let’s discuss why health insurance is important.


To get your peace of mind

If you're involved in an accident or fall seriously ill, it's important to seek treatment at a quality medical facility in order to recover as quickly as possible. A health insurance plan can provide peace of mind, as it can help cover a significant portion of your medical expenses and relieve some of the financial burden. While it's important to note that health insurance won't cover all of your medical expenses, it can still be incredibly helpful in mitigating the costs.


Protects your savings

When you don't have health insurance, you're responsible for covering your medical bills out of pocket. This can put a serious strain on your finances and leave your savings vulnerable. With a health insurance policy, however, you can protect your hard-earned savings by having a significant portion of your medical expenses covered. Even though health insurance does not cover all of your medical costs, it can still significantly reduce the financial burden and help you avoid depleting your savings.


Focus on recovery and not the expenses

With health insurance, you do not need to worry about the expenses necessary for the treatment. Health insurance protects your savings by covering your medical expenses, allowing you to focus on your recovery instead of worrying about expenses so that you can spend better quality of life with your loved ones.


Benefits of Health Insurance


While protecting your health and saving money are two of the main reasons why health insurance is beneficial, you will be happy to know that health insurance has many other advantages, as well, such as:


Death payout

In the unfortunate event of your death within the policy period, a death benefit will be paid out to your beneficiaries.  


Daily Hospital Stay Payout

For every day that you spend at the hospital, a certain amount based on the plan variant, would be paid out to you to cover your expenses up to 60 days per policy year.


Surgical Payout

For any surgeries, including miscarriage, the actual cost up to the specified limit would be paid out under this benefit.


Outpatient Payout

For treatments which do not need hospitalization, this benefit would be paid up to 4 times a year to meet the expenses.


Health insurance is quite affordable these days. The premium you pay is much lower than the hospital bills you have to pay if you do not have a health plan. Therefore, getting a reasonable and affordable health insurance policy is a financially wise move in the long run.


Now that you understand the benefits of health insurance, let’s talk about why you should choose PRUHealth in Myanmar. With serious conditions such as the pandemic and other problems such as heart diseases and cancer creating havoc to human health and life in general, you should make every effort to keep yourself and your loved ones safe.As a trusted provider of health insurance, PRUHealth offers comprehensive coverage that can help you and your loved ones in times of need. With PRUHealth, you can have peace of mind knowing that you’re protected from the unexpected.


Investing in a good health insurance plan is a good step in that direction. Therefore, consider getting a health insurance plan today and enjoy the peace of mind that comes with knowing you’re protected.


Now that you know what health insurance can do, learn more about PRUHealth in here to know how the health insurance plan can cover you comprehensively.